How I Saved Money For Travel (You Don’t Need To Be Rich)

Save Money For A Trip
How to Save Money for Travel
Travel Tips

Want to travel the world for a while? Or just take an epic vacation? You don’t need to be rich, but you’ll need to get creative about saving money for travel. Here’s how I did it.

There’s a popular myth floating around that travel is an expensive hobby. Certainly people who travel a lot must have rich parents, lucrative lottery winnings, or work high paying jobs… right?

Normal people can’t afford to travel! It’s far too expensive for the rest of us…

Don’t worry, I understand where you’re coming from. I used to think that way too. As an American who didn’t even know what a hostel or GAP year was, I thought international travel was only for the rich and privileged.

But after traveling the world extensively for the past 10 years, I’m here to tell you world travel is possible for the rest of us too.

How To Save Money For Travel

After countless emails from readers asking about how I’m able to travel the world constantly, I wanted to share some useful tips about how I learned to save money for traveling.

Because in the beginning, before I was earning a living as a blogger, I had to save up on my own. It didn’t come naturally either. In fact I used to be horrible at saving money.

When I quit my job in 2010 to embark on a year long adventure in Central America, I wasn’t rich. I was living in South Florida earning $28,000 a year working as a photographer for used car dealerships and nightclubs in Miami.

Incredibly glamorous, I know!

Even with my very average (American) income, and living in a pretty expensive area of the country, I managed to save $7000 in 12 months by transforming my lifestyle and living below my means.

I learned how to spend less, save more, and earn extra cash on the side.

It wasn’t easy, and required plenty of hard work and sacrifice, but if I could do it, I’m confident you can too. It doesn’t matter if you want to travel for two weeks or two years, the process is the same.

Here’s my simple formula that will help you save money for your next trip.

Saving Money Advice
We All Want More Of This…

Become Financially Responsible

This isn’t intended to sound judgmental. We all start here. What did school really teach you about financial planning? For many of us, not much.

Money management is a learned skill – but most of us don’t master the basics until we’re adults — if ever. I was clueless for a long time.

If you want to save money for travel, now is a good time to revisit those basics, and maybe iron out a few of those bad financial habits we all acquire along the way.

Remember that this is a marathon, not a sprint.

You are making a significant long-term commitment that’s sometimes going to be really hard to stick to. Saving up enough money for travel, or anything for that matter is tough on the soul and demands sacrifice, which is why so few people succeed. The right mindset is everything!

How much do you want this? Because nobody else will make it happen for you. It’s YOUR responsibility the whole way.

Equally importantly, how many times are you willing to try and fail until you’ve successfully learned all the habits and strategies that will put the required amount in the bank to get you traveling?

Good. I think you’re ready for this then! (Just don’t expect it to be easy.)

“You don’t have to be rich to travel well.” ~ Eugene Fodor

Track Your Spending

Money itself isn’t stressful. Neither is effective money management. Not knowing what your money is doing? Being afraid to check your bank balance? That’s where all the stress happens.

The solution to this is simple.

Put aside a day this weekend, buy your favorite bottle of wine (you’ll need it), and go through all your accounts to find out EXACTLY what your finances look like, down to the dollar.

Tracking expenses is an important part of learning where you can cut back, or even eliminate your spending.

I know, you’ve probably heard this before. But have you actually done it? On a regular basis? It’s a powerful way to identify how much money you piss away every month on random crap you don’t need.

Write it ALL down. How much do you spend on food each week? Don’t forget to include groceries, eating out, bottled water, and snacks. How much do you spend on entertainment? Movies, books, music, sports tickets, dates, etc.

What about vices like alcohol, cigarettes, and coffee?

What are your monthly bills? Rent, mortgage, utilities, car payment, insurance, credit card interest, cell phone service, gym membership, student loans, etc. Don’t forget miscellaneous shopping either. Video games, clothes, pet toys, etc.

Now, grit your teeth and look it all in the face. You may be surprised at how much you’re spending. Little things tend to add up. This isn’t an easy thing to do, I know. That’s why you might need that wine.

But it becomes a lot easier if you approach saving with the right attitude. You’re not here to judge yourself or wallow in regret. Take your feelings out of the equation because they’re not needed.

This is simply about awareness. You’re looking your financial situation right in the eye and saying, “OK – this is where I am. This is where I need to be.”

If you’re like me, building this kind of awareness, and tracking everything, takes time. That’s the nature of habits – you don’t suddenly change your behavior overnight.

Track your spending like a pro with this free expense tracking app from Mint.
Budgeting For Travel
Stick To Your Budget

Budget Ruthlessly

There are two types of budgeting you need to do here. The first is budgeting your trip. The second is budgeting your life.

First, you need to work out how much your trip is going to cost you. If you know what you’re doing, your travel budget can be as low as $50 a day.

The amount is going to vary wildly depending on where you want to travel, and how thrifty you are. But for long-term budget travel, I usually recommend planning to spend at least $1500 per month.

So that means to backpack around the world for 6 months, you should have at least $9000 in your bank account before you leave. See my Travel Banking Tips & Guide for more info.

If you choose wisely, your accommodation can cost next to nothing. Cheap flights can be easy to find if you follow these simple tips – and so on.

If you want all my best advice for ways to save money on travel, start here.

You’ve got 16 months before you leave? Great! Your monthly savings goal is 1/16th of that total – and you need to budget successfully to put that amount aside every month, more or less, until you hit your target.

Now the big question becomes – how are you going to hit that target?

First step: create a running budget, assigning strict numbers to recurring expenses – and stick to it religiously. Some expenses are fixed, for example, your rent (although, keep reading below for one way to lower it).

Other expenses are flexible, like the money you spend on food every month, or socializing. The trick with these is to make sure you always know how much of your budget is left, so you’re not a victim of “phantom expenses” that nibble away your hard-earned savings without you being aware of them.

Going shopping? Decide in advance how much you can afford to spend, and use the calculator on your phone to total everything up as you walk round the aisles. Going out with friends? Withdraw cash, and leave your cards at home so you can’t blow your budget.

Budgeting effectively isn’t scary. In fact, it’s the exact opposite. When you have complete control of your money (and not the other way round), your confidence will soar. Now you will have a way to go travel and you’ll work even harder towards your goal.

Check out this terrific set of free online budgeting classes to master the basics.

Reduce Unnecessary Spending

Grab a piece of paper and draw a vertical line down the middle of it. At the top left, write “NEEDS” – and at the top right, write “WANTS”.

Now place everything you spend money on into one of these two columns.

Be as brutally honest as possible. Do you need Netflix right now? Do you need that cappuccino you always have on your lunch break? What about those beers on Friday night? How about new clothes?

Consult the spending diary that you’ve hopefully been using. How many of those daily entries were things you actually needed? Will your life end without them?

Once you’re finished, look at the “WANTS” column – and write down how much they cost, next to each item. Now total them up. That’s how much you can instantly start saving every month if you cut all these out.

The final step here is simply to stop buying those things you don’t need. I know, it’s harder than it sounds.

Our extremely effective and profitable marketing industry will try its best to convince you to buy that Starbucks Unicorn Frappuccino. Don’t let them win.

It’s time to take control of your finances right now!

Cook Your Own Meals
I Cook A Mean Risotto…

Develop Habits That Save You Money

How about getting up a little earlier, skipping the bus and walking/riding a bike to work instead? Ever heard of ride-sharing? What other daily expenses can you replace with money-saving habits?

What skills can you learn that will cut your daily costs?

I’ll give an example. By cooking your meals instead of buying them prepared, you can save thousands of dollars every year. Which is exactly what I did when I was saving money for my own travel adventures.

You don’t have to give up excellent coffee and tasty avocado toast — just prepare them yourself and save money.

Cooking for yourself, especially lunch & dinner, can save somewhere between $6 and $11 per meal – so if you previously spent all your time eating out, you’d save between $125 and $230 every week just by cooking.

It’s a skill that puts decent money in your pocket. Plus, it’s fun too!

Cut Accommodation Costs

This is extreme – but also extremely effective. If the place you are renting (or own) costs a lot of money, how about taking on a roommate to share the rent and bills? What about two roommates?

If that’s not an option, and you’ve got a year or more before you hit the road – why not move into a smaller apartment, or a cheaper neighborhood? This is one way I was able to save money for my trip.

By moving into a cheaper neighborhood on the outskirts of Fort Lauderdale in Florida, sharing a small house with 2 other roommates, I was able to save hundreds of dollars on accommodation every month rather than living in the much more expensive city of Miami.

Other travelers I know moved in with their parents for a few months to save money. Or they rent out their homes and move somewhere cheaper. Obviously, these aren’t ideal situations, and may not even be options for everyone, but I just want to open your eyes to the possibilities.

Sometimes you need to think outside the box to make your dreams come true. And drastic measures can be uncomfortable, but effective.

READ MORE: How To Find Cheap Hotels

How to Save Money for Travel
Who Needs A Car?

Sell Your Crap

If it’s worth good money and you can’t travel with it, then is it really worth hanging onto? In my case, I took a long, hard look at my car one day, decided to sell it, and bought a used folding bicycle to replace it.

Instant injection of much-needed cash! Not only from the sale, but also from canceling my auto insurance and no longer needing to buy gas.

Instead, I purchased a public bus pass. Sure, my commute was longer. Riding my bike to the bus stop in the rain kinda sucked. But you know what? I was dedicated. I was determined. Wearing a poncho and riding in the rain isn’t the end of the world. Other people do it, why can’t I?

In addition to my car, I also sold my DJ turntables, sports equipment, and some furniture I really didn’t need. Everyone’s “crap” will be different. But we all collect it in one form or another.

Sites like Ebay & Craigslist, or even Amazon Trade-In can help you sell your stuff for extra cash to build up your travel fund.

Other Ways To Save

No, simply quitting avocado toast and frappuccinos isn’t going to pay for 6 months of travel. But, when combined with other money-saving lifestyle changes, it all adds up to make a big difference.

Stop Going Out

Instead of spending too much money at a club or movie theater, invite friends over to your place for a movie night. Get outside and go on a hike.

Cook More At Home

Now is a good time to learn the art of cooking. It’s entirely possible to buy low-cost, healthy ingredients, and cook your own tasty meals at home.

Shop Around

Did you compare prices while grocery shopping last week? Did you buy the cheapest toilet paper? Are you shopping at places like Costco & Amazon?

Cut Your Landline

I can’t remember the last time I used a landline. Cellphones work just fine. Switch to the cheapest provider, with the cheapest plan possible.

Ditch Your Cable

TV is a waste of time. Stop paying to live vicariously through shows, and make your own life more exciting. The internet is full of free entertainment!

Quit The Gym

No need for a gym membership when you can go running, hiking, or practice bodyweight exercise routines outside while enjoying nature!

Slash Your Shopping

No, you don’t need the latest smartphone. No, you don’t need new clothes every month. No, you don’t need 5 different shades of lipstick.

Reduce Your Utilities

Turn down your air conditioning and use a fan or wear a sweater. Unplug electronics when not in use. Take shorter showers.

Earn More Money
Do You Have Any Talents You Can Sell?

Make Extra Money On The Side

Everyone wants to earn more money, right? Well, it doesn’t grow on trees, but there are opportunities to earn extra money even if you already have a full-time job.

Find a “side-hustle” that you can work part-time. Maybe as a waiter, bartender, supermarket cashier, etc.

For example, I worked as a nightclub photographer 4 nights a week, putting up with drunk entitled douchebags in Miami Beach.

I also built up a small online business selling ebooks about nightclub photography while working from home.

It doesn’t need to be an amazing job! Just something to boost your income a bit. Do some research, and figure out what kinds of part-time positions match your skillset & talents.

Selling arts & crafts on Etsy. Stalking garage sales & re-selling on eBay. Watching people’s pets on Tutoring English students online. Babysitting. Video transcription. Selling blood plasma.

The only limit is your imagination!

Check out my complete guide for learning how to make extra money online or from home.

Review Your Current Employment

Not earning enough money from your current job? Maybe it’s time to ask for a raise (as long as you can prove you actually deserve it). What makes you an important asset to the company?

Alternately, why not attempt to re-negotiate? Ask if there’s any way you can cut back your hours, or work from home a few days a week, so you can use that time you would normally spend commuting… on your side job.

If those aren’t options, you can start looking for another employer who pays more. Train in your spare time for something that pays better.

You’re not a slave to your job — if you don’t make enough, shop around and find a better place to work.

I know I’m making it sound easier than it is… but I never promised this would be easy. It’s not.

Earn As You Travel

This is a nice short-cut. If you can earn money as you travel, you won’t have to save quite as much. This is what I did. Before I began traveling, I’d built a small online business selling eBooks about topics I was knowledgeable on.

I managed to squeeze a money-making opportunity from my limited free time – which reduced the amount I needed to save for travel, as I could earn income on the road.

Because I was earning about $1500 per month from my online business, I left on a backpacking trip around Central America with only $7000 in the bank — confident I could continue working from my laptop.

Selling ebooks is no longer how I earn income. These days I make a good living from my travel blog. But that took a few years to accomplish.

How can you earn money online? Well there are all kinds of ways.

  • Affiliate Marketing
  • Freelance Writing
  • Graphic Design
  • Computer Programming
  • Virtual Assistant
  • Language Translation

I don’t know what skills & experience you have. But there are options!

For more details and ideas about how to earn money while traveling, make sure to check out my travel job guide.

Saving Money Won’t Be Easy!

Saving money doesn’t come naturally to most people. Nearly half of Americans don’t even have a $400 emergency fund.

The formula is simple. Live below your means, and save the rest.

Yet implementing this formula is not always easy. There are social pressures. We’re bombarded by marketing. Our willpower is lacking. We make excuses and lie to ourselves.

Others may have additional roadblocks — like obligations to support loved ones, student loans, debilitating injury, chronic disease, or a lack of job opportunities where they live.

If that’s the case, it may just take longer to reach your savings goal.

Following through is the difficult part. I know, I’ve been there. If this was easy, everyone would be doing it.

Resources To Get You There

To help you start saving money for travel, I’ve included some of my favorite resources below. These are useful tools for learning how to track your spending, budget your life, save money fast, or earn extra income.

  • YNAB – Excellent budgeting software & system to help you get out of debt and save money.
  • Mint – Popular free app for tracking your finances and managing your money.
  • I Will Teach You To Be Rich – My favorite book about becoming financially responsible & independent.
  • Remote Job Directory – Wonderful resource that lists websites for finding a location independent job.
  • The $100 Startup – Inspiring book that highlights 50 people who built their own businesses with minimum investment.
  • The 4-Hour Workweek – The book that convinced me to enter the world of online business and entrepreneurship.

Last Piece Of Advice…

As you’ll discover when you’re traveling, things rarely go exactly to plan.

The ability to think on your feet and adjust your trajectory on the fly is an important skill for travel, and life.

Expect many course corrections. Don’t be surprised when obstacles get in your way. Life is messy and the best-laid plans have a habit of fraying at the edges or falling apart completely.

That shouldn’t matter though – you’re committed to this, right? You’ll find another way to get there. The specific plan you choose isn’t important… the destination is everything.

Best of luck – and I hope to meet you out there chasing your travel dreams! ★

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How To Save Money For Travel. More at
How To Save Money For Travel. More at


I hope you enjoyed my guide on how to save money for travel! Hopefully you found it useful. Here are a few more wanderlust-inducing articles that I recommend you read next:

Have any questions about saving money for travel? Any other suggestions? Drop me a message in the comments below!


Hi, I’m Matthew Karsten — I’ve been traveling around the world for the last 10 years as a blogger, photographer, and digital nomad. Adventure travel & photography are my passions. Let me inspire you to travel with crazy stories, photography, and money-saving travel tips.
Matthew Karsten
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Comments (73)

  1. This is common sense budgeting !! Dave Ramsey already suggested all these tips
    My question after your money runs out and so where do you go back too, you rent so chances are you have no place to call home, you sold all your stuff or out to storage and what money do you have left to live on until you find another job unless one is lined up already. What happened to retirement savings. No mention of that. This is great and all but a person doesn’t/can’t travel for the rest of their lives. They can’t live out of a backpack forever. They need to find a permanent place to call home and look into the future. I do EVERYTHING you said in your article but I’m live a more realistic life and not just in hopes and dreams through Instagram which we all know if fake.

  2. I realize this blog is about travel.

    However, this post can also be applied to someone trying to save up for any ” big ticket” item, be it long term travel, a house, car, another degree ( or maybe a first one?).

  3. My name is mahdi I am from Iran. I did read your article. It was good idea but you have forgotten many people has low income which is not enough for even good life. My intent is 40 or 50 us dollars income in a month! Yeah! 40 dollars and no more! Many my friends has such income. And I think you not know about that. Its a bitter reality. Yeah I believe that you not must be rich for beginning of travel but what mean rich man?!! Do you think that richman is having mersedes Benz?!!! No

    • I haven’t forgotten that many people around the world are not as wealthy as Americans, Mahdi. However, my primary audience is middle-class Americans.

      I’m happy you’re reading from Iran! But please keep in mind that my budget travel advice on this site is aimed at a primarily Western audience. I’m unable to share helpful financial advice for people from a vastly different financial background than myself. I have no good tips to share for those making $50 a month, nor do I have financial travel advice for those making $250,000 a month. Because I have no experience with those situations.

      It’s pretty impractical for me to write 5 different articles for people in 5 different income brackets, so all I can do is share my personal experience. Income is relative. There is always someone richer AND poorer than you.

  4. Having minimalist and saving each penny for your hobby is very imp.Thanks @Matthew for sharing some important tips.

  5. I have a better suggestion for one of your points. If $9000 is going to cost you 6 months of travel. I would save $11,000 dollars before quitting

    Returning home with net $0 in your bank account is not sensible by any stretch of the imagination.
    Unfortunately a lot of travel blogs completely overlook this point.

    I’ll be returning home from 6.5 months of travel and my costs on average/day are exactly the same $50. Difference is I’ll be returning home with some buffer money, I couldn’t imagine returning with no money. How do I eat or drink when I return home, how do i go to job interviews when I have no money to get there?

    Questions that will save a lot of trouble if you leave a bit of buffer money..

  6. Great post – budget travelling often ends up a bit less budget than expected, but still inexpensive enough at the end of the day. Cheers!

  7. I definitely needed that bottle of wine while I went over my expenses, but this article has definitely helped begin my research to begin a life abroad! Thank you for your help!

  8. When I was saving for my first big trip I told my mum that I was so worried about money and she said: do u have ANY savings? -Yes a lil bit…- Ok then, Travel with what you got and go fxxxng experience life!”

    This piece of advice has stayed with me since then (this was 5 years ago). I didn’t need to go far, fancy, crazy… I just needed to go, get out there, live it and then… take it from there!

    “simply quitting avocado toast and frappuccinos”. LOVED IT.

  9. I beat Starbucks today. I did not buy their latest Teavana brew. Nope. Inspired by the section on Reviewing Employment! :) No one is a slave to their jobs!

    • Woohoo! Congrats Izy! They are master marketers, and it can be tough. But now you have a little more money to spend on travel instead.

  10. Thank you for these Matthew!

    I really think the most feasible way to save money for long-term travel is to work online. After all the selling, saving, and penny pinching, that money will eventually run out. By having an online job, you never have to worry about running out of money on the road because you have the skills to help you make some! It’s also good to invest time improving those skills so you’re able to ask more from your clients. It definitely pays off because you get take these skills anywhere with you and you’re not tied to a real job in another country.

    I still love your advice though. We all have to start somewhere.

  11. Thanks for sharing these helpful tips on saving money. As far as I’m concerned, I don’t really spend on anything else but travel. However, I need more tips on how to make money consistently.

  12. Thank you for the great tips. It’s good to learn from experienced travel bloggers about how to travel like a pro.

  13. Great post! Very nice places to visit, I am planning to go in that place to relax and enjoy the nature. I will save money for it together with my family.

  14. Some very good tips.

    And you’re correct. Most people spend a lot of money every month on pointless things when they could be saving it.

    Right now I’m saving for a trip back to Thailand next year (I lived there for 14 years) so I’ve stopped eating out as it’s far cheaper to cook at home, stopped buying clothes and basically just spend money every month on groceries, Netflix and an occasional beer out with friends. It’s amazing how much you can save every month just doing that!!

    • That’s the way to do it Michelle. Wishing you good luck! It’s not impossible to save money for travel. There is always someone else living on less money than you are. It just takes time & dedication to stick to a plan.

  15. Great article Matt! Your videos and writing are inspiring. I’m not as young as you, as I’m about to retire. I was fortunate as a teenager my father worked for Pan American Airways and got to travel frequently, including a round the world trip in 60 days when I was just 17. I love photography and am even more lucky to retire from American Airlines in about 10 months. Your website is encouraging. So many places to visit. Thanks for all the suggestions! Safe travels.

    • Hey Ralph! Thanks for your comment. What a cool experience that round-the-world trip must have been at that age! Congratulations on retirement, and I hope you’ll have many more adventures in the future!

  16. Highly motivating & inspiring… Was in a similar situation few years back but slowly I have learned to manage my travel & finances. Being a travel blogger myself, I started leading my own tours & walks… Now I can earn while I am traveling too. Loved every word of your post.

  17. There are a lot of ‘save money for travel’ posts out there on the web, but this is one of the most useful ones I’ve come across. Well done Matthew!

  18. Hi Matt! Thanks for this post. I found it incredibly informative, and a relief that some of the things I have been doing in the past months have made it to the list. A second, part-time job (aka “side gig”) really helps out!

    • It sure does! No one is going to hand us free money for travel, we all need to figure out a way to start saving on our own to make our dreams come true.

  19. Being a budget traveler, this is the exact post I was looking for!! Thanks a lot Matthew for sharing the same.

  20. Thanks for sharing this! I am a student and trying to travel as much as I can. Do you think that girls can work when they travel?

  21. Great post! I love the part about having to practice it over and over. I’ll go six months great, and then make a mistake and get sidetracked. But I always find my way back!

    • It’s not easy, and we all get sidetracked along the way to our goals. The important part is to recognize that you need to pull back on course, and actually do it.

  22. Where there’s a will there’s a way. Saving money for travel can be challenging but it’s definitely possible and your tips prove it.

    Thanks for sharing Matthew, keep being awesome!

  23. Such a useful post! Thank you Matt. Random question, photography wise do you edit your photos (Landscapes/selfies/everything) using Lightroom or apps on your phone?
    If so, do you have themes on Instagram and pre-planned posts?

    • Hi Elle, I use Lightroom 95% of the time. I’ve watched a lot of tutorials, and developed my own style that I like, after watching how others do things. My style has changed over the years too, as I learn new techniques.

  24. I’m struggling right now with the spending habits part, but mainly because I’m trying to get new camera and camping gear before I go. But I’ve saved a TON by planning those big purchases around the big Memorial Day and Black Friday Sales. I should have a nice safety net for my year off traveling and writing in 2018!!

  25. Hi!! Great post!!! I just wanted to say that I follow your travel blog and Instagram quite closely, and love all your adventure stories! I recently created a travel blog challenge, and wondered if you would be interested in joining me.

  26. That’s pretty striking about most Americans not even having an emergency fund! These are great tips, I like the bottle of wine recommendation :P I got real about not eating out a few months ago and it really does save you a lot of money over time.

    • It sure does. Cooking can be fun too once you get into it. Yes, a lot of people are clueless about saving money (and finances in general). It’s not taught well at school, many families ignore talking about it with their kids, and so people keep making the same mistakes.

  27. One of my favorite post!! Thanks for sharing Matthew :) You are one of the reasons why I started my own travel blog.

  28. My friends ask me how do I manage to save to travel? Like most of use here, I wasn’t born with a silver spoon in my mouth. I keep an account separate from my emergency fund for travel. And then I do not touch it unless its the most extreme emergency every or I’m traveling. Most banks in the states allow you to open multiple savings accounts for no charge. This has been absolute key in learning how to budget and manage money.

    • Separate accounts is a must. Otherwise it’s much too tempting to spend what you have in your checking account.

  29. Excellent tips. Its true that in order to travel extensively, we have to make sacrifices. I find it refreshing because after, you’re left with the most important things, which you value more. And some priceless memories too.

  30. Yes, selling your stuff is eye opening, not only because you make a lot of money but also because you realise how much stuff you don’t necessarily need.

    • That was a big eye-opener for me also. We really don’t need much to live a happy life. Consumer culture has brainwashed us into thinking we do.

  31. Great Read and amazing ideas shared by you. It is really important to save money or sell all the stuff that you are not using. Thanks!

    • We all have random stuff sitting around that isn’t being used. Better to sell it now while you can still get decent money for it!

  32. Awesome post! Since I came back from traveling I actually started to spend are lot less money on daily expenses and sold a lot of stuff now to afford my next travels, it is definitely worth it! :)

    • I found the same happened to me. Once you live out of a backpack for a while, you suddenly realize how little we really need to survive! Less stuff = more freedom.

  33. This is some extremely great advice Matt. I recently started using a budgeting app to track my expenses and it has drastically changed the amount of money I can save. Thanks for the great tips!

      • I’m using the ‘Trail Wallet’ app created by the guys at Never Ending Voyage. Because it was designed for travellers I really find it quick and easy to use!